The first important thing to do when buying a mortgage is proper planning and preparation. One of the biggest expenses you will pay, a mortgage is a lengthy and important commitment. There are many important elements that can determine what you pay for mortgage such as: date of purchase, size of home, state, coverage, interest, and taxes. By learning about your usda approved lenders Orem UT options, you will be more likely to find support with your mortgage that will help you select the right plan that is the best fit for your needs.