There are more cars on the road each year. As this number goes up, the possibility of accidents also goes up. If you get in a car wreck, the car insurance you own can make a big difference in the experience you have. How can you determine what insurance you require and where you should go to buy it? Car insurance protects you by covering the cost of damage caused to your car or someone else's car and injury to other people, yourself, or your passengers, and certain other situations, such as robbery. Every state or province mandates auto insurance by law. Electing to drive without insurance could mean you have to repair or replace a stolen or damaged vehicle and pay the cost of any damage that you may have caused. Liability: This type of insurance coverage will pay for the damage that you have caused. These damages might include bodily injury, and property damage. It also covers your legal fees if you are sued. State laws usually require standard amounts, but larger amounts are available and extremely helpful. Personal Injury Protection: This is required in some states and is optional in others. Sometimes referred to as no-fault coverage, this pays the medical treatment for you or your passengers regardless of who was at fault. State law usually sets minimum amounts. Medical Payments: Medical payment coverage is available in states that are not considered no-fault; it pays regardless of who carries responsibility for a collision. This insurance will pay for an insured person's reasonable and necessary medical and funeral expenses for bodily injury from an accident. Collision: This pays for damages to your car caused by a collision. Comprehensive: Cover your car from damages from other sources by purchasing this type of coverage. This includes protection from theft, vandalism, and fire or flood damage. Uninsured Motorist: Many drivers are breaking the law by driving without purchasing the right amount of car insurance. This type of coverage will cover you if one of these irresponsible drivers hit you. Under-Insured Motorist: Just like uninsured motorist protection, this type of insurance covers you from people driving without sufficient insurance protection. Other types of car insurance, like car rental, can also be purchased. Car Insurance Quotes Clermont